The AI Experimentby Xelec

Insurance · European Union

Claims handlers answer policy questions in seconds, with citations

A grounded assistant over 30 years of policy wordings, endorsements and internal guidance across four languages.

3.2×
faster first response
100%
answers carry citations
EU-only
data residency

Context

Handlers navigated a 40,000-document intranet to confirm coverage. New joiners took months to reach productivity; answers varied by office.

Constraints

GDPR and internal policy prohibited any processing outside the EU. The DPO required a documented DPIA and a full query audit trail. Answers without a source were unacceptable.

What we built

Xelec Assist in an EU region with permission inheritance from the document management system, citation enforcement, refusal behaviour when confidence is low, and an audit export the DPO signs off quarterly.

Outcome

Median time to a sourced coverage answer fell from minutes to seconds. Onboarding time for new handlers shortened materially. Zero answers shipped without a traceable source.

Illustrative engagement pattern. Client identity withheld; figures are representative, not audited.

Next step

Start with a conversation, not a contract.

Thirty minutes with an engineer who has shipped this before. If there is no fit, we will say so on the call.